Web & App DevelopmentBanking & Finance

Digital Banking Platform

A comprehensive digital banking platform enabling BRI Agro customers to manage agricultural loans, monitor disbursements, and access financial products through a modern, mobile-first interface.

Client: BRI Agro

Digital Banking Platform

The Challenge

BRI Agro needed to modernize their legacy loan management system that relied heavily on manual processes and paper-based workflows. Farmers and agribusiness clients in remote areas struggled to access banking services, leading to slow loan approvals and poor customer satisfaction. The existing system could not scale to meet growing demand across Indonesia's agricultural sector.

Our Solution

We designed and built a full-stack digital banking platform with a responsive web portal and native mobile applications. The system features automated loan origination, real-time credit scoring integrated with agricultural data sources, and a streamlined approval workflow that reduced processing time from weeks to days. We implemented robust security protocols compliant with OJK regulations and integrated with BRI's core banking system via secure APIs.

Results

75% reduction in loan processing time
3x increase in monthly loan applications
98.5% system uptime across first year
40,000+ active users within 6 months
Customer satisfaction score improved from 62% to 91%

Tech Stack

Next.jsTypeScriptNode.jsPostgreSQLRedisDockerAWS

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